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    Remortgaging

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    • Monday, 19 February, 2024
      Mortgage lending to older UK borrowers slumps

      Higher interest rates hit the market for the over-55s

      Homes in the Ladbroke Grove area of west London
    • Friday, 9 February, 2024
      UK property
      Have you taken out a long-term fixed rate mortgage?

      FT Money is seeking comments from readers who have taken out such a mortgage or rejected the idea

    • Friday, 12 January, 2024
      Claer Barrett
      Why it pays to be picky about mortgage brokers

      When a price war breaks out, choose your money-saving weapons carefully

      A row of terraced houses in London. Before anyone with a looming refinancing reaches for the holiday brochures, remember that nobody can predict the future path of interest rates
    • Tuesday, 9 January, 2024
      Mortgages
      Barclays and Santander announce cuts to UK mortgage rates

      Moves follow similar action by HSBC and Halifax

      New-build homes on a modern housing estate in Hertfordshire
    • Thursday, 28 December, 2023
      James Max
      Rich People’s Problems: You only live once, so I need two mortgages

      I could reduce my debts by selling assets, but where’s the fun in that?

    • Friday, 20 October, 2023
      Buy-to-let
      Crunch time for student buy-to-lets

      The threat of new legislation comes at a time of high interest rates and inflation

    • Thursday, 12 October, 2023
      Q&APersonal Finance
      Need to Know: What do Metro Bank’s financial woes mean for customers?

      There are consequences for both borrowers and savers

    • Thursday, 21 September, 2023
      UK interest rates
      UK mortgage rates set to fall after BoE knife-edge vote

      Decision to hold interest rates will be welcomed by prospective homebuyers and property sector

      A man takes down a For Sale sign outside a house
    • Friday, 15 September, 2023
      FT Money personal finance guides
      FT Money Guide: A tale of two housing markets

      Why are property prices falling in the UK and rising in the US?

    • Tuesday, 1 August, 2023
      UK mortgage rates
      Three large UK lenders cut mortgage rates as inflation outlook improves

      NatWest, Halifax and Virgin Money become the latest home loan providers to reduce cost of borrowing on some products

      An aerial view of terraced homes in Crewe
    • Friday, 28 July, 2023
      Mortgages
      Falling mortgage rates usher borrowers towards shorter-term deals

      Many lenders are trimming rates — though not all

      A London city skyline
    • Wednesday, 26 July, 2023
      News in-depthBuy-to-let
      Higher mortgage costs threaten surge of UK buy-to-let property sales

      Landlords look to get rid of financial ‘headache’ by exiting rental market, further depressing the housing market

    • Friday, 14 July, 2023
      Mortgages
      Wealthy UK borrowers face interest-only mortgage payment shock

      The products’ sensitivity to rate rises means increases of thousands of pounds a month in repayments

    • Monday, 10 July, 2023
      UK interest rates
      Homeowners rush to remortgage because of rate rise fears

      Jump in deals comes after sharp increase in rates for home loans and against backdrop of high inflation

    • Sunday, 2 July, 2023
      Mortgages
      UK’s mortgage relief measures risk a financial shortfall in later life

      Advisers warn of higher total interest payments and threat to retirement savings

    • Thursday, 22 June, 2023
      UK interest rates
      UK mortgage borrowers face greater pain as BoE raises rates

      Brokers warn latest inflation figures will pile pressure on central bank

      An employee adjusts an information leaflet for a residential property in the window display of an estate agents,
    • Wednesday, 21 June, 2023
      News in-depthUK interest rates
      Mass UK house repossessions unlikely despite soaring mortgage rates

      Regulatory reforms, increased levels of equity and fixed deals should protect many homeowners

      Some 1.4mn households are set to roll off their fixed rate mortgages over the course of 2023
    • Friday, 9 June, 2023
      FT Money personal finance guides
      FT Money’s guide to higher buy-to-let rates

      Spiralling UK mortgage rates hit home amid fears over impending legislation

    • Monday, 5 June, 2023
      UK property
      UK banks fear rush to remortgage as lenders raise rates further

      Brokers anticipate more pain for borrowers as increased demand leads to deals being pulled and fresh rate rises

      A woman passes the window of a real estate agent in London
    • Friday, 19 May, 2023
      Mortgages
      Equity release sales among over-60s jump by 28 per cent  

      Older homeowners are using the value of their housing to shore up finances in the UK’s cost of living crisis, adviser says

    • Friday, 12 May, 2023
      Cost of living crisis
      UK mortgage borrowers face painful refinancing, warns think-tank

      Resolution Foundation says £12bn costs of rising rates have yet to hit most households

    • Thursday, 11 May, 2023
      Q&AProperty sector
      Return of the 100% mortgage brings a mixed response

      Skipton building society launches no-deposit deal for renters

      A young couple look at an estate agent’s window display
    • Friday, 28 April, 2023
      News in-depthMortgages
      The mortgage dilemma: to fix or not to fix

      Uncertainty over UK inflation means millions reaching the end of their low-interest deals face a fraught choice

    • Tuesday, 18 April, 2023
      Are you worried about remortgaging?

      We want to hear your stories about refinancing home loans

      Overhead view of streets in a London suburb
    • Friday, 14 April, 2023
      Banking & Savings
      After the easy money: a giant stress test for the financial system

      Central banks are caught between tackling rising prices and ensuring stability but their actions hold risks for investors and borrowers

      Two businesspeople strain on a rope to prevent the Bank of England edifice toppling into a chasm while others are helped out of the hole
    Previous page You are on page 1 Next page

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