<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Banking & Savings]]></title><description><![CDATA[Banking & Savings]]></description><link>https://www.ft.com/stream/b588a22d-286c-4913-bd59-e05a8d503023</link><generator>RSS for Node</generator><lastBuildDate>Mon, 26 Feb 2024 05:56:56 GMT</lastBuildDate><atom:link href="https://www.ft.com/stream/b588a22d-286c-4913-bd59-e05a8d503023?format=rss" rel="self" type="application/rss+xml"/><copyright><![CDATA[© Copyright The Financial Times Ltd 2024. "FT" and "Financial Times" are trademarks of the Financial Times. See http://www.ft.com/servicestools/help/terms#legal1 for the terms and conditions of reuse.]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[client.support@ft.com (FT Client Support)]]></webMaster><ttl>15</ttl><category><![CDATA[Newspapers]]></category><item><title><![CDATA[Latest Isa rates]]></title><description><![CDATA[Up-to-date tax-efficient savings deals]]></description><link>https://www.ft.com/content/75ba3055-625c-4cb5-894b-0696a38f5e79</link><guid isPermaLink="false">75ba3055-625c-4cb5-894b-0696a38f5e79</guid><pubDate>Fri, 23 Feb 2024 17:34:48 GMT</pubDate></item><item><title><![CDATA[Labour’s school fees VAT threat sends a chill through parents]]></title><description><![CDATA[600,000 UK children are educated privately. How would families cope with a 20 per cent tax?  ]]></description><link>https://www.ft.com/content/39a6e80b-60e4-4458-a725-11154742ff54</link><guid isPermaLink="false">39a6e80b-60e4-4458-a725-11154742ff54</guid><pubDate>Fri, 23 Feb 2024 05:00:04 GMT</pubDate></item><item><title><![CDATA[Free reader event: How to make the most of Isas]]></title><description><![CDATA[Sign up for lunchtime webinar with Claer Barrett and panel on the benefits of tax-free investing]]></description><link>https://www.ft.com/content/7b55d0ac-a875-4620-a42b-04a181b32bf3</link><guid isPermaLink="false">7b55d0ac-a875-4620-a42b-04a181b32bf3</guid><pubDate>Fri, 23 Feb 2024 05:00:04 GMT</pubDate></item><item><title><![CDATA[Latest savings rates]]></title><description><![CDATA[Up-to-date deals from banks and building societies]]></description><link>https://www.ft.com/content/9f46db72-0a1e-42b0-8efe-974a04fa0fc7</link><guid isPermaLink="false">9f46db72-0a1e-42b0-8efe-974a04fa0fc7</guid><pubDate>Fri, 16 Feb 2024 18:20:26 GMT</pubDate></item><item><title><![CDATA[‘Bed and Isa’ requests soar as CGT and dividend allowance cuts loom]]></title><description><![CDATA[Requests to transfer assets to shelter from tax rose by 53 per cent in 2023]]></description><link>https://www.ft.com/content/6637934a-e3f7-423e-971c-ad9fb31c6f25</link><guid isPermaLink="false">6637934a-e3f7-423e-971c-ad9fb31c6f25</guid><pubDate>Fri, 09 Feb 2024 05:00:54 GMT</pubDate></item><item><title><![CDATA[ Tax cuts: will they or won’t they?]]></title><description><![CDATA[We quiz the new tax minister on cuts and simplifying taxes ]]></description><link>https://www.ft.com/content/218d1fad-80f7-4f22-b1fa-50a123981e88</link><guid isPermaLink="false">218d1fad-80f7-4f22-b1fa-50a123981e88</guid><pubDate>Tue, 06 Feb 2024 05:00:29 GMT</pubDate></item><item><title><![CDATA[Latest National Savings & Investments rates]]></title><description><![CDATA[Current rates from the state-owned savings bank]]></description><link>https://www.ft.com/content/68b36b6d-71e7-4f44-bbfb-a202e36603a4</link><guid isPermaLink="false">68b36b6d-71e7-4f44-bbfb-a202e36603a4</guid><pubDate>Fri, 02 Feb 2024 16:12:03 GMT</pubDate></item><item><title><![CDATA[Need to Know: How will higher UK inflation affect your assets?]]></title><description><![CDATA[Unexpected increase will affect mortgages, savings and pensions]]></description><link>https://www.ft.com/content/8cec3c39-7568-4a1e-ae66-cebb1dce90a4</link><guid isPermaLink="false">8cec3c39-7568-4a1e-ae66-cebb1dce90a4</guid><pubDate>Fri, 19 Jan 2024 13:00:24 GMT</pubDate></item><item><title><![CDATA[Four ways to sort out your financial life in 2024]]></title><description><![CDATA[New year resolutions to revolutionise your relationship with money ]]></description><link>https://www.ft.com/content/15c7f1d2-0012-48bf-b4e1-0fa225b850ed</link><guid isPermaLink="false">15c7f1d2-0012-48bf-b4e1-0fa225b850ed</guid><pubDate>Sat, 30 Dec 2023 05:00:18 GMT</pubDate></item><item><title><![CDATA[The Autumn Statement and your money ]]></title><description><![CDATA[Analysis of the chancellor’s cuts to national insurance and changes to Isas and pensions]]></description><link>https://www.ft.com/content/90823bdb-d409-40d9-abc8-efb3f50e3098</link><guid isPermaLink="false">90823bdb-d409-40d9-abc8-efb3f50e3098</guid><pubDate>Fri, 24 Nov 2023 14:02:29 GMT</pubDate></item><item><title><![CDATA[Autumn Statement 2023: What it means for your money]]></title><description><![CDATA[Announcements made on national insurance, pensions and Isa reform]]></description><link>https://www.ft.com/content/1931de4e-d8d5-4eb4-ad1c-7d204b26d649</link><guid isPermaLink="false">1931de4e-d8d5-4eb4-ad1c-7d204b26d649</guid><pubDate>Wed, 22 Nov 2023 17:48:02 GMT</pubDate></item><item><title><![CDATA[Autumn Statement 2023: Isas shake-up aims to boost retail  investment]]></title><description><![CDATA[Saving into illiquid long-term asset funds among the key reforms ]]></description><link>https://www.ft.com/content/8f2b6fe7-4e64-4af0-a5ad-6863a55af0c3</link><guid isPermaLink="false">8f2b6fe7-4e64-4af0-a5ad-6863a55af0c3</guid><pubDate>Wed, 22 Nov 2023 16:30:31 GMT</pubDate></item><item><title><![CDATA[Rich People’s Problems: The best things in life are anything but free]]></title><description><![CDATA[So how can you continue to enjoy the luxuries life has to offer? ]]></description><link>https://www.ft.com/content/f4b61f76-f0fc-4a93-899c-c5ba83cf77ea</link><guid isPermaLink="false">f4b61f76-f0fc-4a93-899c-c5ba83cf77ea</guid><pubDate>Wed, 22 Nov 2023 05:00:38 GMT</pubDate></item><item><title><![CDATA[Five ways to fix the Isa regime ]]></title><description><![CDATA[Ahead of the Autumn Statement, here’s my wish list for reforming tax-free saving and investing ]]></description><link>https://www.ft.com/content/e4f383cd-3717-411b-a2f0-7e8f2f44e49a</link><guid isPermaLink="false">e4f383cd-3717-411b-a2f0-7e8f2f44e49a</guid><pubDate>Thu, 09 Nov 2023 11:54:41 GMT</pubDate></item><item><title><![CDATA[Turmoil lies ahead for the pensions lifetime allowance]]></title><description><![CDATA[What can savers expect if the abolition of the limit is reversed after a general election? ]]></description><link>https://www.ft.com/content/8cec4301-d452-4b1a-a771-9dc25f8f6f00</link><guid isPermaLink="false">8cec4301-d452-4b1a-a771-9dc25f8f6f00</guid><pubDate>Sat, 04 Nov 2023 00:01:25 GMT</pubDate></item><item><title><![CDATA[Challenger banks look to exploit higher savings rates ]]></title><description><![CDATA[Newcomers offer more attractive deals than incumbents in a bid to win market share. Will savers respond? ]]></description><link>https://www.ft.com/content/5a32d71c-18b0-4ee1-b3b4-6d5704efd6fe</link><guid isPermaLink="false">5a32d71c-18b0-4ee1-b3b4-6d5704efd6fe</guid><pubDate>Fri, 03 Nov 2023 05:00:35 GMT</pubDate></item><item><title><![CDATA[Why Mohamed El-Erian favours cash over equities for now]]></title><description><![CDATA[Top economist reveals his personal investment strategy on the FT’s Money Clinic podcast ]]></description><link>https://www.ft.com/content/2c060be2-4871-4704-97cf-86806007bb97</link><guid isPermaLink="false">2c060be2-4871-4704-97cf-86806007bb97</guid><pubDate>Tue, 10 Oct 2023 05:30:29 GMT</pubDate></item><item><title><![CDATA[UK money supply contracts as higher interest rates weigh on lending]]></title><description><![CDATA[Annual growth in amount of money in the economy has turned negative for the first time since at least 2010]]></description><link>https://www.ft.com/content/d401434d-f461-4e8d-b6b7-5f575426be9b</link><guid isPermaLink="false">d401434d-f461-4e8d-b6b7-5f575426be9b</guid><pubDate>Fri, 29 Sep 2023 10:53:48 GMT</pubDate></item><item><title><![CDATA[Investing for income in the ‘new normal’]]></title><description><![CDATA[Cash savings rates are attractive, but may not pay off in the long term]]></description><link>https://www.ft.com/content/b931aa15-02b7-4db0-9853-5f5778ed858d</link><guid isPermaLink="false">b931aa15-02b7-4db0-9853-5f5778ed858d</guid><pubDate>Fri, 29 Sep 2023 04:00:45 GMT</pubDate></item><item><title><![CDATA[How to make Isas even nicer ]]></title><description><![CDATA[The chancellor is ‘open to ideas’ about reforming tax-free accounts, so what could investors expect?]]></description><link>https://www.ft.com/content/e0f8f23e-36ac-4b8e-877b-5bd1ec26fca2</link><guid isPermaLink="false">e0f8f23e-36ac-4b8e-877b-5bd1ec26fca2</guid><pubDate>Fri, 29 Sep 2023 04:00:45 GMT</pubDate></item><item><title><![CDATA[Hunt plans Isa overhaul to boost share ownership]]></title><description><![CDATA[Treasury looks to simplify tax-free savings regime and weighs new allowance for investments in UK companies ]]></description><link>https://www.ft.com/content/5849ad2e-2c11-4294-a334-f7c480f7a1eb</link><guid isPermaLink="false">5849ad2e-2c11-4294-a334-f7c480f7a1eb</guid><pubDate>Fri, 22 Sep 2023 20:00:37 GMT</pubDate></item><item><title><![CDATA[Interest rates as it happened: UK and Switzerland surprise investors]]></title><description><![CDATA[Policy rate kept at 5.25 per cent as evidence grows of slowing inflation]]></description><link>https://www.ft.com/content/4d9e12cc-410b-4c70-84ba-e3e2c17108e1</link><guid isPermaLink="false">4d9e12cc-410b-4c70-84ba-e3e2c17108e1</guid><pubDate>Thu, 21 Sep 2023 12:52:56 GMT</pubDate></item><item><title><![CDATA[AI: the answer to everyday finances?]]></title><description><![CDATA[A range of apps link to accounts to assist with spending, saving, debts and more  ]]></description><link>https://www.ft.com/content/59b1a3cf-aee0-42b0-85fb-1a00a9162696</link><guid isPermaLink="false">59b1a3cf-aee0-42b0-85fb-1a00a9162696</guid><pubDate>Tue, 19 Sep 2023 04:30:26 GMT</pubDate></item><item><title><![CDATA[NS&I puts pressure on banks with market-leading 6.2% bond ]]></title><description><![CDATA[Move comes amid government pressure on deposit-takers to boost offering to savers]]></description><link>https://www.ft.com/content/295e3fd5-496d-48c6-817a-9bc1c0dec566</link><guid isPermaLink="false">295e3fd5-496d-48c6-817a-9bc1c0dec566</guid><pubDate>Wed, 30 Aug 2023 11:59:02 GMT</pubDate></item><item><title><![CDATA[NS&I increases green bonds interest rate to 5.7%]]></title><description><![CDATA[Boost for environmental investments — but other providers offer higher rates]]></description><link>https://www.ft.com/content/57903a48-3613-4f25-8b54-87d47615f83e</link><guid isPermaLink="false">57903a48-3613-4f25-8b54-87d47615f83e</guid><pubDate>Tue, 22 Aug 2023 14:04:58 GMT</pubDate></item></channel></rss>